So, you’ve finally picked your date, you’ve found the perfect venue, and you’ve selected your bridal party. What’s next? While it’s exciting to get wrapped up in all the details of food and decor, one thing should be crossed off your list before you start to get too far into the planning process.
Purchasing wedding event insurance might not seem like your main priority as you get ready for your special day, but it’s a crucial step to ensure you remain protected throughout your event.
Wedding insurance provides you with an extra slice of comfort as you start to get everything in order for your big day. Still unsure what wedding insurance is even for? Let’s explain!
So what exactly is wedding event insurance?
Purchasing event insurance for your wedding day provides you with liability coverage, which means your policy is designed to protect you in the event someone gets injured during their time at your event. For example, if one of your guests accidentally slips and falls on the dancefloor and sustains injuries, you and your venue are at risk of being sued. Wedding insurance is meant to protect you in case any legal fees arise out of an accidental injury.
Most venues will actually require you to purchase insurance before they allow you to host an event in their space!
Does wedding insurance cover alcohol-related incidents?
Most wedding event insurance policies offer host liquor liability coverage for an additional cost. This additional coverage was created to protect you if an accident occurs as a result of alcohol, for example, if your uncle has a few too many glasses of champagne and accidentally causes damage to the venue. With host liquor liability, you can enjoy your bubbly without worrying about the “what ifs?”.
So how do I purchase wedding insurance?
Our partners at Duuo provide online wedding insurance that can be purchased in minutes! Simply visit their website and answer a few quick questions about your event, and you’ll be able to purchase coverage in less time than it takes to say “wedding liability insurance coverage”. Plus, if you need to cancel your coverage for any reason, you can do so without acquiring any cancellation fees!
A BIG thank you to Rachel Devitt of Duuo for helping to prepare this post!